#pet insurance annual limit Canada Articles

Trupanion and Fetch structure Canadian pet insurance very differently. Trupanion uses a lifetime per-condition deductible, excludes exam fees and has no payout limits; Fetch uses an annual deductible, covers sick-visit exam fees and offers customizable annual payout and reimbursement options. Compare current waiting periods, direct-pay differences, pre-existing-condition rules and a like-for-like claim example before choosing a policy.